Introduction & Overview

 

Experiencing financial difficulties can place an individual under extreme stress and it can be difficult to find the right support and information.

At Hastings & Co., we have been providing advice to people with debt problems for over twenty five years and no matter how complicated or hopeless the position may appear to you,  we are confident that we will be able to assist.

We won't make promises about writing off your debt or encourage you further into debt with consolidation loans but what we can give you  is an honest appraisal of your circumstances, the opportunity to speak to an experienced and sympathetic member of staff and the advice that you need to make the right decision for you.

There are various solutions that we can provide information on depending on your personal circumstances. These include Protected Trust Deeds, Sequestrations ( otherwise known as bankruptcy), Debt Arrangement Schemes and informal Debt Management Programmes and if we cannot assist you directly, we will ensure that you are referred to an appropriate organisation such as the Accountant in Bankruptcy, Citizen's Advice Bureau or other non fee charging organisations.

We do not believe that people in financial difficulties should pay for debt advice and undertake never to refer anyone on to any organisation that does so.

The following pages provide more detailed information on the various debt solutions that we can advise on :-

Protected Trust Deeds

Sequestrations

Other Debt Solutions